By On Sep 11, 2019 Templates
If you do not get paid by the due date and invoices remain unpaid for more than 30 days then you have the legal right to charge interest on the money for Late Payment. Make sure you address any late payment concerns early, because they can often signal that the client is having cash flow problems, which could lead to non-payment, which is far more expensive to you than just being paid late! It is important to follow the correct late payment process if invoices have not been paid. Do not simply down tools and march off the client site demanding payment. This could result in the client claiming a breach of contract. The first step is to speak to the client, before then following up with more formal and legal action. This will involve a formal warning, Letter Before Action, debt collection agency, and finally litigation via the courts.
A cover letter is a quick way for you to summarize who you are, what position you are applying for and what skills and knowledge you have. But can not they just get the majority of that information from my resume? Yes, but at the same time, a cover letter is a great opportunity for you to introduce information that is not in your resume! Most people fail to realize this and just use the cover letter as an opportunity to regurgitate everything that is in their resume. Not only are they just doubling up useless information, they are missing out on a huge opportunity to engage a potential employer as well as showcase other skills or outside experiences that might not be on their resume but which are perfect for the position. You do not need to include every skill you possess in your cover letter, rather you use your cover letter to specifically target both the job and employer. Using the cover letter as a way to express to your potential employer what it is about the position that appeals to you and why you want to work for them is a great way to both introduce yourself and get them curious enough about who you are to keep reading.
While it is true that the majority of middle class Americans can easily use a last will and testament form, there are some situations in which it makes sense to talk to an attorney about your situation to make sure you are doing everything necessary to protect and preserve your assets, reduce your estate tax, and ensure your wishes will be carried out. If you have a large estate (over $5.43 million, the federal estate tax exemption) or larger than the exemption your state allows for its estate or inheritance tax, it is important to do estate planning with an attorney who can help you reduce your estate tax. You may need trusts of various kinds and you might want to plan lifetime gifts to protect your assets. If you are married and would like to disinherit your spouse in your will, you should meet with an attorney instead of using a last will and testament free template. It is difficult to disinherit a spouse in a will (most states give the spouse a right of election, allowing them to collect a set percentage of the estate no matter what the will says), but an attorney can help you use other planning methods to accomplish your wishes. If you are in a situation where you think some of your relatives might try to contest your will, or if you think someone might try to say you were not of sound mind when you signed your will, you should see an attorney instead of relying on a last will template. These can be very complex situations. Other situations when it pays to get legal advice include if you own part of a small business, you have already created a living trust or want to create a living trust, or if you have a disabled child. In these situations you may want an attorney to help you create a plan that can not be challenged. In most situations, a will template is an easy and inexpensive way to make sure your wishes are known and carried out. Most people can get everything they need by using a will template, with little cost or hassle. If you are ready to create an estate plan but you are not sure which estate planning documents you need, our estate planning tool can help you decide. Simply answer a few questions and we will recommend the estate planning documents that are best for your specific situation. Once you determine which estate planning documents you need, our estate planning bundle can help you save money by allowing you to purchase multiple documents for one low price.
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