By On Sep 04, 2019 Templates
Back in the days before e-commerce, every job was billed using paper invoices, everyone was paid with paper checks, and all those paper records were delivered in person or sent in the mail. Back then it was easy to put together the information needed for an invoice. For the self-employed freelancer in the 21st century, things are no longer that simple and it affects what you put on your personalized invoices. You may still be mailing paper invoices or you may be doing all your billing and payments over the internet, either using a website that accepts charge cards or an online payment system that uses email like PayPal. As a freelancer, this affects the part of your invoice that lists how you want to get paid. You may even offer your client a variety of payment options, and all of those should be mentioned on your invoice
Over the last decade, limited liability companies (LLCs) have become one of the most preferred forms of business entities through which to hold title to investment real estate properties. LLCs did not come into existence in the United States until 1977 when the State of Wyoming enacted special legislation to accommodate the needs of oil companies. Prior to LLCs, real estate investors seeking limited liability protection were largely limited to using corporations to acquire title—a form of entity that has potential drawbacks. Florida followed Wyomings lead a few years later by enacting its own LLC statute in 1982 and now all 50 states have enacted legislation creating some form of the LLC business structure. The insulation from personal risk exposure for real estate investors provided by LLCs, coupled with the relative ease of administration and potential tax benefits, make ownership of investment property through an LLC a very desirable option in most instances.
While it is true that the majority of middle class Americans can easily use a last will and testament form, there are some situations in which it makes sense to talk to an attorney about your situation to make sure you are doing everything necessary to protect and preserve your assets, reduce your estate tax, and ensure your wishes will be carried out. If you have a large estate (over $5.43 million, the federal estate tax exemption) or larger than the exemption your state allows for its estate or inheritance tax, it is important to do estate planning with an attorney who can help you reduce your estate tax. You may need trusts of various kinds and you might want to plan lifetime gifts to protect your assets. If you are married and would like to disinherit your spouse in your will, you should meet with an attorney instead of using a last will and testament free template. It is difficult to disinherit a spouse in a will (most states give the spouse a right of election, allowing them to collect a set percentage of the estate no matter what the will says), but an attorney can help you use other planning methods to accomplish your wishes. If you are in a situation where you think some of your relatives might try to contest your will, or if you think someone might try to say you were not of sound mind when you signed your will, you should see an attorney instead of relying on a last will template. These can be very complex situations. Other situations when it pays to get legal advice include if you own part of a small business, you have already created a living trust or want to create a living trust, or if you have a disabled child. In these situations you may want an attorney to help you create a plan that can not be challenged. In most situations, a will template is an easy and inexpensive way to make sure your wishes are known and carried out. Most people can get everything they need by using a will template, with little cost or hassle. If you are ready to create an estate plan but you are not sure which estate planning documents you need, our estate planning tool can help you decide. Simply answer a few questions and we will recommend the estate planning documents that are best for your specific situation. Once you determine which estate planning documents you need, our estate planning bundle can help you save money by allowing you to purchase multiple documents for one low price.
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